Warning: session_start(): open(/var/cpanel/php/sessions/ea-php56/sess_kegittirovauc06eohjc2p5t64, O_RDWR) failed: No such file or directory (2) in /home/rinczi4ltdle/public_html/index.php on line 2
Mortgage And Real Estate Help

Your Source For Best Home Loans

Swift Online Loan Application

Lowest Interest Rates

No Hidden Costs

Apply Now!

Your NEW Home is Waiting
Contact Us Today

Whether you are consolidating your debt, refinancing your home, or buying your first house, we help you all the way.

Contact Now!

Not Just a Loan... The Right Loan for You!

Whether you want to apply for a home loan or refinance your mortgage, our expert advisors can guide you through the process.

Contact Now!

Your Trusted Grand Rapids Mortgage Broker

962 Industrial Pkwy Plainwell, MI 49080 Phone: (616) 633-3692


I offer personalized home loan solutions, expert advice, and a stress-free experience. Whether you're a first-time home buyer or looking to refinance, I am here to help.


Why Choose Me?

  • Personalized Service: Friendly, knowledgeable, and available anytime.
  • Easy Process: Smooth and quick closing with step-by-step guidance.
  • Expert Advice: Market insights and clear explanations tailored to your needs.


What My Clients Say

"The team made the process simple and stress-free. Highly recommend!" - Jane D.
"Great experience, knowledgeable and helpful staff." - John S.


Ready to Start Your Home Buying Journey?


Current Interest Rates

Stay updated with the latest mortgage interest rates. Understanding these rates can help you make informed decisions about your home loan.


How Interest Rates Affect Your Mortgage

Interest rates determine your monthly payments and the overall cost of your mortgage. Explore our interactive chart to see historical trends and current rates.


Explore Our Loan Programs

I offer a variety of loan programs to suit different needs. Whether you are a first-time buyer or looking to refinance, I have options for you.

    Program     Features     Benefits
    FHA Loans (3.5% Down Payments)     Low down payment     Ideal for first-time buyers
    Conventional Loans (0% Down Payments)     Flexible terms     Competitive interest rates
    Fixed Rate Mortgages     Consistent payments     Predictable budgeting


Eligibility Criteria

Each loan program has specific eligibility requirements. Contact me to find out which program suits you best.


First-Time Home Buyers

Buying your first home is a big step. I am here to guide you through every step of the process, from pre-approval to closing.

  1. Initial Consultation: Discuss your goals and financial situation.
  2. Pre-Approval: Get pre-approved for a loan to know your budget.
  3. House Hunting: Find your dream home with our expert advice.
  4. Closing: Smooth and stress-free closing process.

Contact Me: Ready to make your dream home a reality? Apply online or contact me today!

Contact Me: Ready to take the next step towards homeownership? Contact me today to discuss your home loan needs. Your dream home awaits!


Quick Links:

County - Service Locations:

Kent County, Michigan:

Kent County, particularly Grand Rapids, offers a thriving job market, cultural amenities, and diverse neighborhoods, making it an attractive destination for new homeowners. The county has a robust housing market with a variety of options ranging from urban lofts to suburban single-family homes. Mention the accessibility of amenities such as parks, schools, and shopping centers, contributing to the overall quality of life for residents.

Ottawa County, Michigan:

Ottawa County boasts beautiful lakeshore communities like Holland and Grand Haven, offering scenic views and recreational opportunities. The county's strong economy, low crime rates, and excellent schools make it an ideal location for families looking to settle down. Highlight the beach lifestyle and outdoor activities available, attracting those who enjoy waterfront living and outdoor recreation.

Barry County, Michigan:

  • Barry County Mortgage Company

Barry County's rural charm and affordability make it an appealing option for homeowners seeking a slower pace of life. The county's small towns offer a tight-knit community feel, with opportunities for local engagement and involvement. Emphasize the affordability of housing options and the potential for larger lots or acreage, appealing to those seeking space and privacy.

Kalamazoo County, Michigan:

Kalamazoo County combines a vibrant urban core with surrounding suburban and rural areas, providing diverse housing options to suit different preferences. The county's strong educational institutions, including Western Michigan University, attract families and young professionals looking for career and educational opportunities. Highlight the cultural amenities, including theaters, museums, and festivals, that contribute to the county's vibrant lifestyle.

Van Buren County, Michigan:

  • Van Buren County Mortgage Company

Van Buren County offers a mix of rural landscapes, vineyards, and quaint towns, providing a relaxed and scenic environment for homeowners. The county's wineries and agricultural heritage contribute to its unique charm and appeal, attracting those interested in agritourism and rural living. Mention the affordability of housing options and the potential for larger properties or hobby farms, appealing to those seeking a rural lifestyle.

Ionia County, Michigan:

  • Ionia County Mortgage Company

Ionia County's natural beauty, including state parks and rivers, offers opportunities for outdoor recreation and a connection to nature. The county's small towns provide a sense of community and local pride, with opportunities for involvement in local events and activities. Emphasize the affordability of housing options and the potential for scenic views or waterfront properties, attracting those seeking a rural or semi-rural lifestyle.

Muskegon County, Michigan:

Muskegon County's mix of industrial heritage and natural beauty, including Lake Michigan beaches and sand dunes, offers a diverse range of recreational opportunities. The county's affordability and relatively low cost of living make it an attractive option for first-time homebuyers or those looking to downsize. Highlight the revitalization efforts in downtown Muskegon and other areas, showcasing the county's potential for future growth and development.

Oceana County, Michigan:

  • Oceana County Mortgage Company

Oceana County's rural landscapes, agricultural heritage, and proximity to Lake Michigan make it an appealing destination for those seeking a peaceful and scenic environment. The county's small towns offer a close-knit community feel and opportunities for local engagement and involvement. Emphasize the affordability of housing options and the potential for outdoor recreation, including fishing, boating, and hiking, attracting those seeking a tranquil and nature-oriented lifestyle.

Newaygo County, Michigan:

  • Newaygo County Mortgage Company

Newaygo County's forests, rivers, and lakes provide abundant opportunities for outdoor recreation, including fishing, kayaking, and hiking. The county's small towns offer a sense of community and local charm, with opportunities for involvement in local events and activities. Highlight the affordability of housing options and the potential for waterfront properties or homes nestled in the woods, appealing to outdoor enthusiasts and nature lovers.

Montcalm County, Michigan:

  • Montcalm County Mortgage Company

Montcalm County's rural landscapes, agricultural communities, and small towns provide a peaceful and relaxed setting for homeowners. The county's affordability and lower cost of living make it an attractive option for those seeking a quieter and more affordable lifestyle. Emphasize the sense of community and local pride in the county, highlighting opportunities for involvement in local events, festivals, and community organizations.

Additional - Service Locations:

Explore my service locations to find your nearest office:

Contact Me: Ready to make your dream home a reality? Apply online or contact me today!

FAQs for First-Time Home Buyers

I answer all your questions and provide the guidance you need to make informed decisions.


Apply for a Mortgage Online

My online application process is simple and secure. Provide your information and get pre-approved quickly.

Your information is safe with Me. My application process is secure and confidential.

Disclaimer: "I am a Licensed Mortgage Loan Officer operating under Private Mortgage Guarantee. Affiliation - Private Mortgage Guarantee NMLS # 127373, 2130 Wealthy St SE Grand Rapids, MI 49506. This website is operated by Edward Kalavitz, a Licensed Mortgage Loan Officer under Private Mortgage Guarantee."